body {color:#474747; margin:20px auto 0; background-color:#77B2E6; text-align:center;}
body, p, h1, h2, h3, table, td, th, ul, ol, textarea, input {font-family: Arial,verdana, Tahoma; font-size:12px;}
.rgtblt{ margin:10px; padding:10px;}
h1 {font-size:10px; margin:0; padding:0; line-height:130%;}
h2 {font-size:24px; margin:0px 0px 0 0px; padding:10px 0px 0 0px; color:#015290; font-weight:normal; line-height:120%;}
h3 {font-size:16px; margin:0; padding:5px 0 3px 0; color:#101312; line-height:120%; }
.fleft{float:left;}
.fright{float:right;}
.fclear{clear:both;}
.maindiv{width:850px; background-color:#fff; text-align:left; margin:0 auto;}
.middiv{text-align:left; padding:10px 10px 20px 20px; line-height:140%;}
.coptxt {padding:10px; text-align:center; background-color:#222B75; color:#fff; font-size:11px;}
.coptxt a {color:#fff;}
.coptxt p.links {margin:0;padding:0;color:#fff; float:right; font-size:11px;}
.coptxt p.links a {color:#fff;}
.coptxt p.copyright {margin:0;padding:0;color:#fff; float:left; font-size:11px;}
.coptxt p.copyright a {color:#fff;}
.list {list-style-image: url(images/bullet_ex.jpg); padding:0; line-height:20px; margin:10px 10px 20px 50px;}
a:link, a:visited, a:active {color:#1C2F74;  background-color:transparent; text-decoration:none;}
a:hover {color:#223B99; background-color:transparent; text-decoration:underline;}